How are lower tenor Treasury Bills interest calculated?
Question: I don’t know how the interest calculations work for lower tenor treasury bills. For example, if I invest N1,000,000 in treasury bills for 91 days, how is the interest calculated. Will I receive N100,000 upfront? Will my account be debited N900,000 and N1,000,000 paid to...
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Quit your job before you get fired
Every job has an expiry date. No job lasts forever. Common sense demands you should be ready to be on your tenure (which is not under your control) expires. That means you should be ready to go before you are asked to go. I am not suggesting you quit your job.I am suggesting you...
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Control your expenses, control your financial your future
We are all fascinated about the future. Many consult prophets to have a sneak peek at the future.  You don’t need a prophet to see your financial future. You have enough data to do that by yourself. Just look at the way you spend money. The way you spend money determines whether...
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The lessons from being broke
Being broke is not something to be desired. It is embarrassing to be broke, more so when it becomes to others around us, especially if we package ourselves as being affluent. We have all experienced being broke one time or the other. Stumbling upon a five hundred or one thousand...
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More money will not solve your money problems
When faced with financial challenges, the first thing we tend to do is look for where to get more money. It is like looking for Paracetamol the moment you feel a headache. It will relieve the pain temporarily, but if you don’t address the underlying cause of the headache, you wil...
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Avoid the biggest mistakes in retirement
By Danielle Roberts Retirement is something we look forward to all of our lives. We imagine what life will be like when our time is our own and we can spend it hanging out with people we love, enjoying our hobbies or even pursuing some solo adventure travel. To make all of these...
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Material success and the arrival syndrome
Material success and the arrival syndrome I often hear the term ‘the guy has arrived!’, he has hammered, his money has come etc. The code word for he has made it or succeeded financially. That happens when you buy a car, move into your house, upgrade your wardrobe or gadgets, sta...
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